Chapter 7

Chapter 13

Foreclosure

Vehicle Repossession

Frequently Asked Questions (FAQ)

Paula Kleinman, Esq.
& Jonathan Beck, Esq.
380 S. Melrose Drive, Suite 301
Vista, CA 92081-6655
Phone: 760-643-4114
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Chapter 7 and Chapter 13 Bankruptcy Lawyers in Vista, CA

Restart Your Financial Life

Our experienced Vista bankruptcy lawyers will guide you through a Chapter 7 or Chapter 13 bankruptcy. Contact us at 760-643-4114 today for a free confidential consultation.

Harassing creditor calls. Threats to foreclose on your house and repossess your car. A mountain of debt growing larger every day. While these problems might appear insurmountable, bankruptcy can provide relief. In order to get the maximum benefit from bankruptcy laws, you want an attorney with the skill and experience to help you. At the law office of Paula Kleinman, Esq. & Jonathan Beck, Esq. we can help you protect significant assets and restart your financial life.

The First Step is Free and Easy

The first step in deciding whether bankruptcy is right for you is to talk to someone who knows bankruptcy law. We make it easy to get help making an informed decision. In your free confidential consultation, you will speak with a knowledgeable, experienced bankruptcy attorney, not a paralegal, receptionist or a recording.

A Fresh Start

A Chapter 7 or Chapter 13 bankruptcy gives you a fresh start. We'll help you determine which form of bankruptcy is right for your circumstances, and then guide you through the process. We listen carefully, analyze your financial records and then clearly outline your available options and strategies.

Chapter 7 Bankruptcy

Known as a liquidation bankruptcy, it can provide the following forms of relief:

• Discharge of all eligible debts, including some tax debts
• An immediate end to harassing creditor calls and legal actions such as garnishments
• In many cases, retention of major assets

Chapter 13 Bankruptcy

Known as a reorganization bankruptcy, it provides a viable option for clients who do not meet Chapter 7 requirements, or who have significant assets they want to protect. It can provide the following forms of relief:

• Stop creditor harassment, home foreclosure and vehicle repossession
• Enable people earning regular income to keep their homes and vehicles
• Discharge of eligible debt and consolidation of debts in one affordable, monthly payment

Contact the law office of Paula Kleinman, Esq. & Jonathan Beck, Esq. today at 760-643-4114 for a free confidential consultation.

Take the first step toward financial freedom with a low down payment. We understand you are already concerned about finances; our final fee will be paid through your bankruptcy repayment plan or out of your bankruptcy estate.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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