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Paula Kleinman, Esq. & Jonathan Beck, Esq. Serve Vista, CAGet Maximum Bankruptcy Protection| Call 760-643-4114 today for a free confidential consultation on Chapter 7 or Chapter 13 bankruptcy. You can also contact us by e-mail. |
Too often people delay getting relief from the mountain of debt threatening to bury them because they are embarrassed by their financial circumstances. At the law firm of Paula Kleinman, Esq. & Jonathan Beck, Esq., we firmly believe there is nothing embarrassing about using bankruptcy laws to protect yourself and your family. In this economy, people at all income levels and from all walks of life are facing financial difficulties they never imagined they would encounter. Get a fresh start while stopping the harassing creditor calls, foreclosure on your house or repossession of your car by availing yourself of the available benefits of bankruptcy laws. The Fundamentals of Chapter 7 Bankruptcy- This form of bankruptcy is known as a liquidation bankruptcy
- It discharges all eligible debt
- In some circumstances, even tax debt can be discharged
- It stops creditor harassment
- It stops legal actions against you, such as wage garnishment and repossession of your vehicle
The Fundamentals of Chapter 13 Bankruptcy- This form of bankruptcy is known as a reorganization bankruptcy
- It enables you to reorganize your debt, paying off some of it and discharging some of it
- It stops creditor harassment and legal actions such as home foreclosure, wage garnishments and vehicle repossessions
- It is particularly useful to those with regular income and substantial assets, as it allows you to retain significant assets such as a home and vehicle
In order to know whether Chapter 7 or Chapter 13 bankruptcy is right for you, speak with an experienced bankruptcy lawyer who can examine your financial records and help you make an informed decision. An initial consultation with one of our attorneys is at no cost to you. The consultation and all subsequent conversations are confidential. We honor your privacy as we help you through a difficult time. The Paula Kleinman, Esq. & Jonathan Beck, Esq. law firm also represents clients in matters of family law. Contact us today at 760-643-4114 to schedule a free confidential consultation. Take the first step toward financial freedom with a low down payment. We understand you are already concerned about finances; our final fee will be paid through your bankruptcy repayment plan or out of your bankruptcy estate. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
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