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Chapter 13 Bankruptcy Lawyer Serving Vista, CAA Break From Collections and a Plan for Your Future|
Call Paula Kleinman, Esq. today at 760-643-4114 to regain control of your financial life. We are here to help, not judge. And we are ready to start helping you right now.
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You may be sitting in constant worry over a pending foreclose on your Vista home and repossession of your car. Creditors may be calling you every day, demanding to know when you are going to pay off your bills. While you can't make it all go away, you can reorganize the outstanding debts, stop the foreclosure, stop the repossession and stop the harassment. Chapter 13 bankruptcy restores order to the chaos of life in debt. People often file for a Chapter 13 bankruptcy to save their home from foreclosure. A Chapter 13 bankruptcy plan gives you three to five years to catch up on payments affordably and keep your family's most valuable possession. Chapter 13 bankruptcy can prevent the disruption to your life that vehicle repossession would bring. A Chapter 13 bankruptcy gives you 36 to 60 months to pay back all or some of your debts so you can afford to catch up on back payments while keeping your vehicles. Stop HarassmentCreditors often barrage people in debt with phone calls or mail, aimed at collecting whatever income you may have left. When you file for bankruptcy, an automatic stay goes into effect. If a creditor ignores that stay, our attorneys take prompt action to protect your rights and peace of mind. What We Do for You- We sit down with you to discuss your bills, debts, assets and income, helping determine whether a Chapter 7 or Chapter 13 bankruptcy is right for you
- After making a determination, we advise you on pre-filing strategy, so that you are properly positioned and informed prior to filing for bankruptcy
- We are there every step of the way, explaining your options and answering your questions
- In many cases, we can help modify or eliminate debt on upside-down mortgages, allowing you to keep your home by making affordable payments
- We will assess your tax situation, helping determine if your back taxes can be discharged
- As a team, we work with our clients to craft an affordable plan to submit to the bankruptcy court, effectively reorganizing your finances and bills and discharging some of your debt
Contact us at 760-643-4114 for a free consultation. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
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